Privacy Policy
Introduction
2Point0 Financial LLC ("2Point0 Financial," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, and share information about you when you use our website (www.2point0financial.com) and our financial planning services.
Information We Collect
We may collect the following types of information:
Personal Information: Name, email address, phone number, mailing address, and other identifying information you provide when scheduling a meeting or becoming a client.
Financial Information: As part of providing financial planning services, we collect information about your income, assets, liabilities, insurance, taxes, and other financial details.
Usage Data: When you visit our website, we may collect information about your browser, IP address, pages visited, and time spent on the site via Google Analytics.
How We Use Your Information
We use the information we collect to:
• Provide financial planning and investment management services
• Communicate with you about your account and our services
• Comply with legal and regulatory obligations
• Improve our website and services
• Send periodic email newsletters (with your consent, and you may unsubscribe at any time)
Information Sharing
We do not sell your personal information to third parties. We may share your information with:
• Custodians and service providers: Such as Altruist (our investment custodian) and RightCapital (our financial planning software), who help us deliver our services.
• Legal authorities: When required by law or to comply with regulatory requirements as a registered investment advisor.
• Professional advisors: Such as attorneys or accountants, with your consent, when necessary to serve your interests.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Cookies
Our website uses cookies to enhance your browsing experience. We use Google Analytics cookies to analyze website traffic. You can set your browser to refuse cookies; however, this may affect your ability to use certain features of our website.
Your Rights
You have the right to access, correct, or request deletion of your personal information. To exercise these rights, please contact us at [email protected]. Clients may also review their rights under SEC Regulation S-P (the Privacy of Consumer Financial Information rule).
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated date. We encourage you to review this policy periodically.
Disclosures
Registered Investment Advisor
2Point0 Financial LLC is a Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. A copy of our Form ADV, which provides important information about our firm and our investment advisory services, is available upon request or at the SEC's IAPD website.
Fee-Only Advisor
2Point0 Financial is a fee-only financial planning firm. We are compensated exclusively by fees paid by our clients. We do not receive commissions, referral fees, or any other forms of compensation from third parties. This fee-only structure is central to our commitment to acting as a fiduciary on your behalf.
Fiduciary Duty
As a Registered Investment Advisor, 2Point0 Financial is required by law to act as a fiduciary when providing investment advice. This means we are legally obligated to act in your best interest at all times, disclose any conflicts of interest, and avoid placing our interests ahead of yours.
Investment Risk Disclosure
All investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. The value of investments may fluctuate, and investors may receive back less than they originally invested. Before investing, you should carefully consider your investment objectives, risk tolerance, time horizon, and liquidity needs.
Not Legal or Tax Advice
The information provided by 2Point0 Financial, including any tax planning discussions, is for educational and informational purposes only and is not intended as legal, tax, or accounting advice. You should consult with a qualified attorney, CPA, or other professional regarding your specific legal and tax situation.
Contact Us
If you have any questions about this Privacy Policy or our disclosures, please contact us:
2Point0 Financial LLC
Fishers, IN 46038
Email: [email protected]
Phone: (317) 576-3801